Do you need a professional financial broker for your home, business or car?
MPI Financial guides you through every step so you feel informed, supported and confident.
Whether you are buying a place to live in, investing in a next home or other property, building or renovating, our advisers match you with suitable loan products based on your situation.
We explain what each lender needs, give you a simple document checklist, and help you submit everything correctly, so approval can be fast and effective.
New car? Second-hand? Commercial Vehicles? We offer brokerage for car loans for all situations.
Typical loan amounts start from $7500, with terms from 12 months up to 7 years. The process is straightforward, and we work to secure flexible rates and repayment options that fit your budget.
Our business lending covers commercial property, business purchases, and working capital.
Just tell us your business stage and cash flow, then design loan structures and terms that align with your goals, so you can move ahead with confidence.
Our team has over 20 years of experience in the finance industry, supported by strong backgrounds in finance and related fields. We know the local market and lending process well, providing customised loan strategies for you.
Under the Australian regulatory framework, we maintain long term relationships with more than 30 banks and non bank lenders. We directly communicate with senior bankers at several institutions, which helps us find more suitable products for you and create a smoother approval experience.
Based on your borrowing needs and goals, our experienced brokers compare options across multiple financial institutions to help you find a loan structure that fits you better. Our aim is to help you reduce your overall cost where possible, while keeping repayments manageable and aligned with your future plans.
After receiving your information, we can usually start processing the application within a few days and assist in preparing the required documents and processes. Some cases can be approved within about 3-5 working days at the earliest, provided that the information is sufficient and conditions are cooperative.
We help you solve all your financial needs.
Our MPI team has been deeply involved in the Australian lending market for over 20 years, working with more than 30 banks and non bank institutions, and providing all kinds of loan services across the country.
We assess borrowing capacity, compare interest rates and loan terms, give you a clear document checklist and assist with online submission. In most cases, we are able to review your situation and provide initial guidance within around 24 hours.
Our process is transparent and privacy focused. From home and car lending to commercial loans, we work to help you secure a solution that is both suitable and timely.
| Package Type |  |  |  |  |
|---|---|---|---|---|
| Owner-occupied variable Package*P&I Only (LVR 80%) | 5.42%-5.48% | 5.35%-5.40% | 5.53%-5.57% | 5.54%-5.58% |
| Owner-occupied fixed Package 1-5 years | 1Y 5.29% 2Y 5.19% 3Y 5.34% 4Y 5.74% 5Y 5.74% | 1Y 5.29% 2Y 4.99% 3Y 5.39% 4Y 5.69% 5Y 5.69% | 1Y 5.29% 2Y 5.19% 3Y 5.29% 4Y 5.69% 5Y 5.69% | 1Y 5.49% 2Y 5.44% 3Y 5.34% 4Y 5.79% 5Y 5.94% |
| Investment variable Package (LVR 80%) | P&I 5.62%-5.76%IO 5.75%-5.87% | P&I 5.50%-5.55%IO 5.75%-5.80% | P&I 5.69%-5.76%IO 5.89%-5.97% | P&I 5.70%-5.74%IO 5.92%-5.96% |
| Investment fixed Package 1-5 years | 1Y 5.49% 1Y 5.59% 2Y 5.39% 2Y 5.49% 3Y 5.54% 3Y 5.64% 4Y 5.94% 4Y 6.04% 5Y 5.94% 5Y 6.04% | 1Y 5.49% 1Y 5.59% 2Y 5.19% 2Y 5.39% 3Y 5.59% 3Y 5.69% 4Y 5.89% 4Y 5.99% 5Y 5.89% 5Y 5.99% | 1Y 5.44% 1Y 5.54% 2Y 5.34% 2Y 5.44% 3Y 5.49% 3Y 5.59% 4Y 5.89% 4Y 5.99% 5Y 5.89% 5Y 5.99% | 1Y 5.64% 1Y 5.74% 2Y 5.59% 2Y 5.69% 3Y 5.49% 3Y 5.64% 4Y 5.94% 4Y 6.04% 5Y 6.14% 5Y 6.19% |
| Basic (LVR 80%) | Owner-occupied P&I 5.79% Investment P&I 6.04% | Owner-occupied P&I 5.79% Investment P&I 6.09% | Owner-occupied P&I 5.69% Investment P&I 6.21% | Owner-occupied P&I 5.84% Investment P&I 6.04% |
| Special offers* | $3,000 first home buyer rebate | 0.1% discount on the fixed rate for LVR ≤ 70% |
| Package Type |  |  |  |  |
|---|---|---|---|---|
| Owner-occupied variable P&I Only | 5.39% (LVR≤80%) (Total Borrowing≥150k) | 5.18% | 5.35%-5.40% | 5.39% (LVR≤80%) |
| Owner-occupied fixed | 1Y 5.14% 2Y 4.89% 3Y 5.19% 4Y 5.34% 5Y 5.34% (LVR≤80%, Total Borrowing≥150k) | 1Y 4.99% 2Y 4.99% 3Y 5.99% 4Y 5.99% 5Y 5.99% | 1Y 5.29% 2Y 4.99% 3Y 5.39% 4Y 5.69% 5Y 5.69% | 1Y 5.19% 2Y 5.09% 3Y 5.19% 4Y 5.39% 5Y 5.39% |
| Investment variable | P&I 5.54% (LVR≤80%) (Total Borrowing≥150k)IO 5.69% (LVR≤80%) (Total Borrowing≥150k) | P&I 5.48%IO 5.58% | P&I 5.50% – 5.55%IO 5.75% – 5.80% | P&I 5.54% (LVR≤80%)IO 5.79% (LVR≤80%) |
| Investment fixed 1-5 years | P&I IO 1Y 5.29% 1Y 5.44% 2Y 5.04% 2Y 5.19% 3Y 5.34% 3Y 5.49% 4Y 5.49% 4Y 5.64% 5Y 5.49% 5Y 5.64% (LVR≤80%, Total Borrowing≥150k) | P&I IO 1Y 5.09% 1Y 5.59% 2Y 5.09% 2Y 5.49% 3Y 6.19% 3Y 6.39% 4Y 6.19% 4Y 6.39% 5Y 6.19% 5Y 6.39% | P&I IO 1Y 5.49% 1Y 5.59% 2Y 5.19% 2Y 5.39% 3Y 5.59% 3Y 6.69% 4Y 5.89% 4Y 5.99% 5Y 5.89% 5Y 5.99% | P&I IO 1Y 5.35% 1Y 5.45% 2Y 5.25% 2Y 5.39% 3Y 5.35% 3Y 5.49% 4Y 5.55% 4Y 5.69% 5Y 5.55% 5Y 5.69% |
| Special offers* | $2,000 cashback for refinance or new purchase | 0.1% discount on the fixed rate for LVR ≤ 70% |
We work with major local banks and leading non bank lenders, comparing interest rates, fees and flexibility.
MPI Financial is a licensed lending and mortgage company that focuses on the Australian market.
We specialise in home mortgages, commercial loans, loans for borrowers, car loans and construction loans. Our team is led by Sonny Wang, who has expert knowledge of local credit policies and approval processes.
Compliance, transparency and information security are how we operate. With an efficient online process and a focus on overall value, we aim to help you reach your funding goals and costs that truly suit your situation.
For me, Sonny’s MPI team is a life saver. They successfully saved me from financial stress for quite a few times, helped me release enough funding for my dream home and business adventures.
Sonny has extensive knowledge on various financial products on the market provided by different financial entities. Hence every time the solution he chose for me was perfectly tailor made.
I’d recommend MPI team, they’ve never disappointed me.
The service from MPI Financial has been excellent. Their loan solutions are thoughtful and detailed, and they have always helped me resolve issues properly. I have never been disappointed.
From communication through to execution, I feel completely at ease. I strongly recommend them to anyone with lending needs.
I have known Sonny for many years and I am very grateful for his ongoing support with both my own home and investment property loans.
He is warm, patient when explaining things, and very professional and reliable. He is the kind of adviser I am happy to keep working with and someone I feel confident recommending to my family and friends.